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The Bank of Canada Didn't Raise Your Fixed Rate. Bond Traders Did. post image

By Danny Horner

Oct 27, 2026

The Bank of Canada Didn't Raise Your Fixed Rate. Bond Traders Did.

Why the Lowest Mortgage Rate Often Costs Move-Up Buyers the Most post image

By Danny Horner

Oct 26, 2026

Why the Lowest Mortgage Rate Often Costs Move-Up Buyers the Most

Canada's 500,000-Homes-a-Year Goal Depends on Fixing the Apprenticeship Pipeline post image

By Danny Horner

Oct 26, 2026

Canada's 500,000-Homes-a-Year Goal Depends on Fixing the Apprenticeship Pipeline

Stable Home Prices in 2027 Depend on Business Investment Outpacing Slower Population Growth post image

By Danny Horner

Oct 26, 2026

Stable Home Prices in 2027 Depend on Business Investment Outpacing Slower Population Growth

Markets Expect an October 28 Rate Cut. Your Mortgage Plan Shouldn't. post image

By Danny Horner

Oct 25, 2026

Markets Expect an October 28 Rate Cut. Your Mortgage Plan Shouldn't.

A Lower Rate Versus Your Prepayment Penalty: Which Wins Depends on When You Sell post image

By Danny Horner

Oct 24, 2026

A Lower Rate Versus Your Prepayment Penalty: Which Wins Depends on When You Sell

Why a Stress Test Floor Change Barely Moves Your Pre-Approval post image

By Danny Horner

Oct 23, 2026

Why a Stress Test Floor Change Barely Moves Your Pre-Approval

Assume a 5.25% Stress Test and You'll Shop for a Home You Can't Qualify For post image

By Danny Horner

Oct 23, 2026

Assume a 5.25% Stress Test and You'll Shop for a Home You Can't Qualify For

Canada Approved 143,929 Homes That Nobody Can Afford to Build post image

By Danny Horner

Oct 23, 2026

Canada Approved 143,929 Homes That Nobody Can Afford to Build

Contract Rate or the 5.25% Floor: Which One Decides What You Can Buy post image

By Danny Horner

Oct 22, 2026

Contract Rate or the 5.25% Floor: Which One Decides What You Can Buy

Rate Shopping Won't Fix a Qualification, Penalty or Cash Flow Problem post image

By Danny Horner

Oct 21, 2026

Rate Shopping Won't Fix a Qualification, Penalty or Cash Flow Problem

Salt Air and Ferry Schedules: 6 Carrying Costs of a Vancouver Island Cottage post image

By Danny Horner

Oct 20, 2026

Salt Air and Ferry Schedules: 6 Carrying Costs of a Vancouver Island Cottage